Fund transfer and online banking in IOB - Indian Overseas Bank
Indian Overseas Bank (IOB) is a major bank based in Chennai (Madras), with about 3300 domestic branches, 3 extension counters and six branches overseas as of 31.03.2012. Indian Overseas Bank has an ISO certified in-house Information Technology department, which has developed the software that 3257 branches use to provide online banking to customers; the bank has achieved 100% networking status as well as 100% CBS status for its 3257 branches. IOB also has a network of about 2400 ATMs all over India and IOB's International VISA Debit Card is accepted at all ATMs belonging to the Cash Tree and NFS networks. IOB offers internet Banking (E-See Banking) & Mobile Banking and is one of the banks that the Govt. of India has approved for online payment of taxes.The bank's business more than doubled in the last four years.
online banking - https://www.iobnet.co.in/ibanking/login.do
In order to transfer fund to beneficiary, you will need to add the Payee account. The option under 'ADD PAYEE-IOB account' can be used for this and then the request needs to get Approved. Once bank activate the Beneficiary , you can debit from your account and credit to the beneficiary.
Adding Payee in Indian Overseas Bank steps
Following Steps can be used for the same:
Within IOB
step1: Log in IOB internet Banking with login id and password
step2: Select Remittances --> Add Payee --> IOB account
step3: Input the name and account number of the person and submit
step4: Next screen, input OTP ( One time pin) which you will be receiving to your registered mobile and email id
and click on 'Approve Payee'
IOB to Other bank account
step1: Log in IOB internet Banking with login id and password
step2: Select Remittances --> Add Payee --> other bank account
step3: Input the beneficiary details like name,address,account type,account number and IFSC code for the bank to which the beneficiary account belongs(to know the correct IFSC code click on get IFSC code and give the bank name and branch name) and click on submit.
step4: Next screen, input OTP ( One time pin) which you will be receiving to your registered mobile and email id and click on 'Approve Payee'
Fund Transfer steps in Indian Overseas Bank
Within IOB Bank Fund transfer
Following steps can be used to fund transfer once you have added the beneficiary
Step1: Go to select Remittances --> Fund Transfer --> IOB account
Step2: Enter the debit account, credit account and enter the amount and narration for debit and credit entries and click on 'proceed'
Step3: Input the funds transfer pin and click on Pay Now/Schedule Later
Step4:Enter OTP ( one time password) prompted in the screen .Enter the OTP received through mobile and click on submit.
Fund Transfer IOB to otherbanks
step1:Select Remittances --> Funds Transfer --> other bank account
Step2:Select the credit account, debit account and enter the amount and sender information and then click on "transfer funds".
step3: Input the funds transfer pin and click on Pay Now/Schedule Later
step4:Enter OTP ( one time password) prompted in the screen .Enter the OTP received through mobile and click on submit.
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