Indian Banks Business Loans Comparison

Here listed with all Banks Busienss Loan details and information links to search for the Bank loans for most of the Indian Banks

ICICI Business Loan	http://www.icicibank.com/business-banking/business-loans/business-loans.html
HDFC Business Loan	http://www.hdfcbank.com/personal/products/loans/business-loan
SBI Loans	https://www.sbi.co.in/user.htm?action=viewsection&lang=0&id=0,1,20,115#
Axis Bank Business Loan	http://www.axisbank.com/agri-rural/agri-business-loans/agri-business-loans.aspx
SBT Loans	http://www.statebankoftravancore.com/domloan.htm
Citi Bank Business Loan	https://online.citibank.com/US/JRS/pands/detail.do?ID=CitiBizFinanceAAG
PNB Business Loan	http://www.pnbindia.in/En/ui/SSI-Schemes.aspx
Canara Bank Business Loan	http://canarabank.com/English/scripts/SMEPolicyOfTheBank.aspx
Federal Bank Business Loan	http://www.federalbank.co.in/business-loans
SBH Business Loan	http://www.sbhyd.com/msme/
IDBI Business Loan	http://www.idbi.com/msme-finance.asp
Bank of Baroda Business Loan	http://www.bankofbaroda.co.in/bbs/sme.asp
TMB Business Loan	http://www.tmb.in/business_loans/our_range_of_business_commercial_loans.html
State Bank of Mysore	http://www.statebankofmysore.co.in/advances/micro-and-small-enterprises-mses.html

RBI Business Loans policies:

http://www.rbi.org.in/scripts/FAQView.aspx?Id=84

 

Lending to MSME sector

http://www.rbi.org.in/scripts/BS_ViewMasCirculardetails.aspx?id=8192

 

RBI MSME loan FAQS

What is the definition of MSME?

 

1. The Government of India has enacted the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is as under:

(a) Enterprises engaged in the manufacture or production, processing or preservation of goods as specified below:

(i) A micro enterprise is an enterprise where investment in plant and machinery does not exceed Rs. 25 lakh;

(ii) A small enterprise is an enterprise where the investment in plant and machinery is more than Rs. 25 lakh but does not exceed Rs. 5 crore; and

(iii) A medium enterprise is an enterprise where the investment in plant and machinery is more than Rs.5 crore but does not exceed Rs.10 crore.

In case of the above enterprises, investment in plant and machinery is the original cost excluding land and building and the items specified by the Ministry of Small Scale Industries vide its notification No.S.O.1722(E) dated October 5, 2006.

(b) Enterprises engaged in providing or rendering of services and whose investment in equipment (original cost excluding land and building and furniture, fittings and other items not directly related to the service rendered or as may be notified under the MSMED Act, 2006 are specified below.

(i) A micro enterprise is an enterprise where the investment in equipment does not exceed Rs. 10 lakh;

(ii) A small enterprise is an enterprise where the investment in equipment is more than Rs.10 lakh but does not exceed Rs. 2 crore; and

(iii) A medium enterprise is an enterprise where the investment in equipment is more than Rs. 2 crore but does not exceed Rs. 5 crore.

 

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How to add beneficiary in HDFC Netbanking

Add beneficiary in HDFC Netbanking –

Both the NetBanking and Third Party Funds Transfer facilities should be enabled. (If you’re not yet registered, just fill the form at your closest HDFC Bank branch).

Swift Code - http://searchifsccode.blogspot.in/2014/05/swift-codes-of-indian-banks.html

You should have your beneficiary’s IFSC handy. You can get this from the beneficiary bank.

When the above is complete you can follow these steps:
Step 1 - Log into HDFC Bank NetBanking, using your Customer ID and Password
Step 2 – Go to Third Party Transfer
Step 3 - Click ‘Add a Beneficiary’, and then select Beneficiary Type – Transfer to other bank
Step 4 – Enter the beneficiary account or Credit card number
Step 5 – Select the IFSC, using the bank and branch name. Now you can add the beneficiary. Remember, this is a one-time process.
Step 6 – Click ‘Add’, then ‘Confirm’
Step 7 – Authenticate yourself at the secure access step, and wait for your confirmation message
One thing to note – After completing the addition of the beneficiary it will take 12 hours for the details to be added to the list of beneficiaries.

To make your funds transfer/Credit card payment –

Step 1 – Go to Third Party Transfer, and click Transfer to other bank
Step 2 – Select account, beneficiary, and enter the relevant details.
Step 3 – Accept the Terms and Conditions
Step 4 – Review the details, and, if all is correct, confirm to complete the process